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A

Actual cash value
Alarm discount
All risk coverage

Actual cash value
If you make a claim on your insurance policy, we will offer you the actual cash value for your lost items. This means, we will give you only what the items are worth in their used state, not what it would cost you to replace the items with new ones at today's prices.

Alarm discount
We offer a discount if you have an alarm system installed in your home.

All risk coverage
When you have all-risk coverage (building or contents), you are insured for almost everything, unless it's specifically excluded from your policy (e.g. intentional damage to your own property would not be covered). This is the most common type of coverage because it offers the most protection, especially for any strange unforeseen events.


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