TD Insurance Home and Auto

With the Platinum Plus Advantage, you'll be completely reimbursed for up to $50,000 on the value of your most precious belongings. Plus, you'll enjoy replacement cost protection, with no obligation to rebuild your home or replace your personal property in the event of a claim.

Enjoy peace of mind with one of the best home insurance policies in Canada. With the Platinum Advantage, you'll enjoy all-perils* protection for your home and your personal property.

If you want all-perils protection at an affordable price, the Gold Advantage is for you. Click on general information and limitations tabs for detailed information.

All-perils coverage for your home and designated risk coverage for your personal property.

Designated risk coverage for your home and personal property at an affordable price.

Limited coverage, ideal for your second home or cottage

* Subject to the exclusions and limitations of the policy. Coverage limitations may vary in Québec.

Given their nature, certain types of property are subject to coverage limitations.


Property belonging to a student living outside the home	up to $7,500	up to $7,500	up to $2,500
Business property	$6,000, including when temporarily outside home	$6,000 at home	$2,000 at home
Stamp collection¹	Total cumulative amount for all types of property: $50,000	$3,000	$1,000
Coins and medals¹		$600	$200
Jewelry and furs¹		$6,000	$2,000
Card collection¹		$3,000	$1,000
Bicycles¹		$1,500	$1,000 each


Property belonging to a student living outside the home	up to $2,500	up to $2,500	Excluded
Business property	$2,000 at home	$2,000 at home	$2,000 at home
Stamp collection¹	$1,000	$1,000	$1,000
Coins and medals¹	$200	$200	$200
Jewelry and furs¹	$2,000	$2,000	$2,000
Card collection¹	$1,000	$1,000	$1,000
Bicycles¹	$1,000 each	$1,000 each	$500 each

¹ Limitation applicable for theft and mysterious disappearance only.