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| Water Damage |
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Call for more information 1 877 484 4441.
Individual circumstances may vary.
Rain Water
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Damages resulting from downspouts or gutters blocked with debris and leaves, which directs water toward your home.
For protection against this type of water damage, you need to carry the aboveground water damage coverage. |
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Damages resulting from improper grading of land causing water to drain toward your home.
For protection against this type of water damage, you need to carry the belowground water damage coverage. |
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Damages resulting from an overflow during sudden storms or caused by a public water main rupture.
For protection against a sudden overflow, you need to carry the belowground water damage coverage. Damages resulting from public water main ruptures are generally covered by your basic home insurance policy. |
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Damages resulting from malfunction of French drain (weeping tile).
For protection against this type of water damage, you need to carry the belowground water damage coverage. |
Sump Pumps & Sewers
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Damage resulting from a mechanical breakdown of the pump.
For protection against this type of water damage, you need to carry the belowground water damage coverage. |
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Damages resulting from electrical power outage; pump does not function.
For protection against this type of water damage, you need to carry the belowground water damage coverage. |
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Damages resulting from an overflow caused by a sewer back-up.
For protection against this type of water damage, you need to carry the belowground water damage coverage. |
Your Roof
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Damages resulting from the deterioration or corrosion of your roof.
For protection against this type of water damage, you need to carry the aboveground water damage coverage. |
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Damages resulting from wind, rain, snow and hail.
For protection against this type of water damage, you need to carry the aboveground water damage coverage. |
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Damages resulting from an improper installation of downspouts, gutters, vents, chimneys, and air conditioners.
For protection against this type of water damage, you need to carry the aboveground water damage coverage. |
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Damages resulting from improperly sealed openings such as screw fasteners or air vents.
For protection against this type of water damage, you need to carry the aboveground water damage coverage. |
Outside Walls, Doors and Windows
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Damages resulting from weather-generated water, such as rain or melting snow or ice, that seeps in.
For protection against this type of water damage, you need to carry the aboveground water damage coverage. |
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Damages resulting from improper maintenance or sealing of outside walls.
For protection against this type of water damage, you need to carry the aboveground water damage coverage. |
Inside your Home
Ceilings, walls, pipes/plumbing/appliances, floors, moisture problems
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Damages resulting from an overflow or leak from pipes, sinks, toilets and appliances.
This is generally covered by your basic home insurance policy. |
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Damages resulting from an overflow or leak from obstructed pipes, sinks and toilets.
This is generally covered by your basic home insurance policy. |
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Damages resulting from water overflow from aquariums, pipes, sinks, baths, toilets, appliances and waterbeds.
This is generally covered by your basic home insurance policy. |
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Damages resulting from leaks or overflow from improperly installed appliances or mechanical failure of a washing machine or dishwasher.
This is generally covered by your basic home insurance policy. |
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Damages resulting from an overflow or leak from a frozen or ruptured pipe.
This is generally covered by your basic home insurance policy. |
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Damages resulting from an overflow from the hot water tank or rupture of the brass valve.
This is generally covered by your basic home insurance policy. |
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